The main differences
- FTMO has the lower profit target at 50K: $5,000 against $6,000.
- FundingPips gives more room before the max loss at 50K: $6,000 against $5,000.
- FTMO's max loss is trailing, updated at the end of each day; FundingPips' is static, measured from the starting balance.
- FundingPips has no daily loss limit on this account; FTMO has one of $1,500.
- FundingPips has no consistency rule to pass; at FTMO your best day can be at most 50% of your total net profit.
- FTMO pays the higher profit split: 90% against 80%.
- Only FTMO has a consistency rule for payouts (best day at most 50% of your total net profit).
- News trading: allowed on some accounts at FTMO, allowed with limits at FundingPips.
- EAs and bots: allowed at FTMO, allowed with limits at FundingPips.
Neither firm is better for every trader: pick by the rule that would get in the way of how you trade.
50K evaluation
| Rule |  FTMOFTMO Challenge 1-Step · Evaluation |  FundingPips1 Step Flex · Evaluation |
|---|---|---|
| Profit target | $5,000 | $6,000 |
| Max loss | $5,000, trailing (end of day) | $6,000, static |
| Stops trailing | never | static, never moves |
| Daily loss limit | $1,500, fails the account | none |
| Consistency | up to 50% of profit, to pass | none |
| Min trading days | none | none |
| News trading | allowed | with limits |
| Overnight / weekend | allowed / allowed | allowed / allowed |
| EAs and bots | allowed | with limits |
| Rules verified | 2026-10-11 | 2026-10-11 |
50K funded account
| Rule | FTMOFTMO Challenge 1-Step · Funded | FundingPips1 Step Flex · Funded |
|---|---|---|
| Max loss | $5,000, trailing (end of day) | $6,000, static |
| Stops trailing | never | static, never moves |
| Daily loss limit | $1,500, fails the account | none |
| Consistency | up to 50% of profit, for payouts | none |
| Min trading days | none | none |
| Payout needs | no minimum | no minimum |
| Min payout request | — | $500 |
| Profit split | 90% | 80% |
| News trading | with limits | with limits |
| Overnight / weekend | allowed / not allowed | not allowed / not allowed |
| EAs and bots | allowed | with limits |
| Rules verified | 2026-10-11 | 2026-10-20 |
Go further
Compare other sizes and programsRun your own days against bothAll FTMO rulesVisit FTMO ↗ (affiliate)All FundingPips rulesVisit FundingPips ↗
FTMO vs FundingPips: questions
What is the difference between FTMO and FundingPips?
Comparing FTMO Challenge 1-Step with 1 Step Flex at 50K: FTMO has the lower profit target at 50K: $5,000 against $6,000. FundingPips gives more room before the max loss at 50K: $6,000 against $5,000. FTMO's max loss is trailing, updated at the end of each day; FundingPips' is static, measured from the starting balance. FundingPips has no daily loss limit on this account; FTMO has one of $1,500. FundingPips has no consistency rule to pass; at FTMO your best day can be at most 50% of your total net profit. FTMO pays the higher profit split: 90% against 80%. Only FTMO has a consistency rule for payouts (best day at most 50% of your total net profit). News trading: allowed on some accounts at FTMO, allowed with limits at FundingPips. EAs and bots: allowed at FTMO, allowed with limits at FundingPips.
Is FTMO or FundingPips better?
Neither is better for every trader. Pick by the rule that would hurt your trading most: FTMO has the lower profit target at 50K: $5,000 against $6,000. FundingPips gives more room before the max loss at 50K: $6,000 against $5,000. FTMO's max loss is trailing, updated at the end of each day; FundingPips' is static, measured from the starting balance. The account check runs your own days against both.
Do FTMO and FundingPips have a daily loss limit?
FTMO (FTMO Challenge 1-Step): yes. FundingPips (1 Step Flex): no. Other programs can differ; each firm page lists them all.
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