Instant funding prop firms
Instant funded accounts you can buy without passing a challenge, from the 6 firms we track that offer one. Every value comes from the firm's own pages; click a firm for sources and a calculator.
| Firm | Account | Sizes | Max loss | Consistency rule | Profit split |
|---|---|---|---|---|---|
| Alpha Futures | Direct (instant Qualified) | 25K, 50K, 100K, 150K | 25K 4% · 50K 4% · 100K 3% · 150K 3% · trailing (end of day) | 20% | 90% |
| Blue Guardian | Instant | 5K, 10K, 25K, 50K, 100K, 200K, 300K, 400K | 6% · trailing (closed balance) | 5K 20% · 10K 20% · 25K 20% · 50K 20% · 100K 20% · 200K 20% · 300K 15% · 400K 15% | 80% |
| Blue Guardian | Instant Starter | 5K | 5% · trailing (closed balance) | 15% | 90% |
| FundedNext | Stellar Instant | 2K, 5K, 10K, 20K | 6% · trailing (closed balance) | none | 70% |
| FundingPips | FundingPips Zero | 5K, 10K, 25K, 50K, 100K, 200K | 5% · trailing (intraday) | 15% | 95% |
| Lucid Trading | LucidDirect | 25K, 50K, 100K, 150K | 25K 4% · 50K 4% · 100K 3.5% · 150K 3.3% · trailing (end of day) | 20% | 90% |
| Tradeify | Lightning Funded | 25K, 50K, 100K, 150K | 25K 4% · 50K 4% · 100K 4% · 150K 3.5% · trailing (end of day) | 20% | 90% |
Max loss is shown as a share of the account size. Rules verified 2026-10-11. Firms change instant-funding terms often; each firm page links to the official source.
Instant funded accounts without a consistency rule
- FundedNext Stellar Instant: 6% trailing (closed balance) max loss
Instant funding questions
What is an instant funded account?
A funded prop account you buy outright: no challenge or evaluation, you trade the firm’s capital (usually simulated at first) from day one and can request payouts once its conditions are met.
What is an instant funding prop firm?
A firm that sells a funded account directly, with no evaluation to pass first. You trade the funded account from day one, usually under tighter drawdown, consistency or payout rules than accounts earned through a challenge.
Which instant funded accounts have no consistency rule?
Of the accounts we track: FundedNext Stellar Instant. Other limits still apply.
What is the catch with instant funding?
You pay more up front for the same buying power, and the rules usually make up for the skipped evaluation: smaller or trailing drawdowns, consistency limits on payouts, payout caps, or a lower profit split at first.
Looking for evaluations instead? See prop firms without a consistency rule or check your own days with the consistency calculator.